Spooky season has a sneaky side: it’s when holiday spending starts creeping in! Join host Rachel Sheller with The Octavian Group for a realistic October game plan for gifts, travel, entertaining, and favorite traditions. Keep the holiday fun—and give your January self something to celebrate. #RachelSheller #OctavianRealtyGroup #OctavianGroup #TheOctavianGroupPodcast #HolidayBudget #DebtFreeHolidays #MoneyTips #WealthBuilding #FinancialWellness #SmartSpending #ItsAGoodLife #