A homeowner can have substantial equity and still feel financially stretched. Rachel Sheller explains the difference between net worth and accessible cash, why home equity is not an emergency fund, and how homeowners can protect themselves from becoming house rich and cash poor. #RachelSheller #OctavianRealtyGroup #OctavianGroup #TheOctavianGroupPodcast #HomeEquity #HouseRichCashPoor #WealthBuilding #Homeownership #FinancialPlanning #EmergencyFund #RealEstateWealth #NetWort