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REAL ESTATE QUESTION & ANSWER-HOW DO I KNOW I’M READY TO BUY MY FIRST HOUSE?

Q: How do I know if I’m ready to buy my first house?

A: Buying a home is a big investment and making sure you are prepared is an important first step. To help determine if you are ready, ask yourself these questions:

Do I have a steady source of income (from a job and/or investments)? Have I been employed on a regular basis for the last 2-3 years? Is my current income reliable?

Do I have a good record of paying my bills?

How many outstanding, long-term debts (like car payments) do I have?

How much unsecured, credit-card debt do I have?

Do I have money saved for a down payment?

Do I have the ability to pay a mortgage every month, plus additional homeowner expenses?

As a real estate professional, I would be happy to meet with you to review your responses to these questions. I can help you determine a debt-to-income ratio so that you know just how much house you can comfortably afford. It’s a pleasure to be of service!

IT’S A GOOD LIFE!!

Rachel Sheller

Principal Broker, Realtor, CRS, ABR, GRI, SRES

Diversity Specialist, HOWNW

Oregon First, Realtors Direct 503.380.9634

Email- homesforyou@frontier.com

View ALL available Houses on the market @ my website

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