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Think long term for your benefit!

5 Steps Toward Early Retirement

Retiring early is all about financial habits and willpower. If you are willing to make the necessary changes, early retirement can be achieved no matter where you are in your career now.

  1. Start today

There’s no better time to start than now. Simple as that.

  1. Pay off debt

It’s hard to start saving when you have thousands of dollars of debt looming overhead. Buckle down and make significant payments on debt to buy yourself the freedom to start investing in your retirement.

  1. Create a plan

Stick to a plan that you can contribute to monthly and track your progress. Decide how much you want to have saved up by the time you retire, then decide at what age you would like to retire. Now calculate how much you need to save each month in order to meet this goal. (You may need to consult a financial planner.)

  1. Spend wisely

Really think about your needs and limit spending on expensive items that only bring temporary satisfaction, such as a new car, boat or RV.

  1. Think long-term

Living on less will help you down the line, so learn to downsize. Every little bit helps. Bring your lunch to work, ride your bike more often or trade your expensive annual vacation for a stay-cation.

Five Star award recipient 2011-2017 honoring the top 7% of real estate professionals in Oregon.


Rachel Sheller, Principal Broker, Realtor, CRS, ABR, GRI, SRES, MASTERS CIRCLE, Diversity Specialist, HOWNW, CSA-Certified Staging Agent, Oregon First, Realtors

Direct 503.380.9634,

See ALL available homes at my website!

Licensed in the State of Oregon


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